Our services

Goal Based SIP

Enjoy life, SIP by SIP not GULP by GULP

 

Systematic investment plan is one of the best present day available investment vehicles. It is just an innovative way of investing into Mutual Funds through a more disciplined and systematic approach. There are various funds in the market; we help you assess the exact amount which is required to achieve your financial goal and advice you the best mutual funds scheme and assist you in investing in that particular Fund.

Be it, marriage, vacation, education or buying a car, house or any other property. SIP woks for all, It is such a technique which is friendly for any person, from a common businessman or a normal worker.

Insurance Cover SIP

A brand new style of investments where the customer can get dual benefits of Insurance cover as well as the growth potential of Equity Fund investments. Currently there are three such Mutual Funds Companies offering these services. Insurance Cover completely free of cost is being offered under this policy. In case of any misfortunate event of the demise of an investor during the tenure of the SIP, the insurance cover will take care of the unpaid installments. Free Insurance cover of upto 21 Lakhs is being provided based on the term and value of your scheme. This is a perfect blend of insurance with investment.

Wealth Creation

Let us create opportunities!

Having a luxury to do what you like to do, partying and enjoying your time with your loved ones without worrying about the finances is a dream which each one of us aspires for. And why not, if it is possible to achieve within this life. Many people already are living this dream kind of life because they believed in it, took some bold decisions, worked hard and stayed persistent.

We understand your life’s goals and dreams and a proper game plan is made based on your inputs. Then we recommend you the best possible investment solution which enables you to reach your goals.

Our main focus area is not just selling you mutual funds. We are determined to guide you the best way possible to reach your destination within the stipulated time period and that too with ease. This is where we stand out from the crowd. We specialize in providing point to point solutions for your aspirations.

e.g. Investing your money through Equity funds can provide you an edge over others in the long term (7-10 years) when your purpose of investment is wealth creation. The cherry on the top is their tax efficiency. The long term capital gain on Equity oriented funds are tax exempt upto the gain of Rs. 100,000 and 10% tax on gains over and above 1 lakh which makes them one of the most tax efficient investment instruments available in the market.

Tax Saving Mutual Funds

Tax saving + Wealth Creation + Tax Efficient Returns = ELSS Mutual Funds

 

The main area of interest for any investor is to save as much taxes as possible on their investment. Why not! If you can save on your taxes by prudent planning of your investments it definitely adds to your overall wealth. We provide you investment solutions which not only help you save taxes but also help you earn tax efficient returns.

There are funds such as Equity Linked Savings Schemes which help you save tax under section 80C of Income Tax Act. The lock in period is three years from the date of allotment which is the lowest in comparison to other such traditional tax saving investments. After lock in period of 3 years, you can anytime redeem your investments partially or fully at your convenience. Preferably if you really don’t need the money it is recommended to hold on to these funds even after 3 years lock-in for as long as possible. These funds as a category invest in Equities and over a long period of time can potentially create reasonable wealth for long term investors.

Historically these funds had delivered far much better returns than traditional tax saving investment instruments. Complete transparency is maintained under these schemes, you can track your investments online at any point of time.

Retirement

The sooner you start the better you gain!

Retirement Planning is something which everyone does for future. This is the most essential part of any investor’s planning regime. Our work is to build a proper strategy for you so that you can retire freely. There are some specific Funds which only target on your retirement goals, these funds invest only 40% of your money in the Equity market and the rest is invested is Debt or any other low risk oriented fund.

Also, the investments made under these funds are eligible for tax exemption up to Rs 1

Lakh under section 80 C in Income Tax Act which makes it more efficient.

    •  The major advantage of buying Mutua Fund’s Retirement Products is that you can easily manage your cash balance requirements. It is not mandatory to buy Annuity for the same and hence you can opt for systematic withdrawal plan.
    •  You can also manage exposure towards Equities equivalent to your risk appetite and long term goals.
    •  Mutual Funds Pension plans provide higher liquidity as compared to other mainstream pension plans.

Short Term Goals

Great things happen little by little

 

Managing and guiding your medium and short term investment plans is another avenue where we specialize. One of the most used investment tools for this purpose is Liquid Funds and Debt Funds. Mostly these funds invest in Government Securities, Treasury Bills, Corporate Bonds and interbank lending and provide you regular income solutions. The taxation on gains made from investment in these funds is also favorable to investors.

These are considered as safe investment tools. Relatively the shortest maturity period than other schemes. It is best suited for businessmen in their regular cash flow management.

The credit risk is almost nil, the government securities which otherwise are not open directly to retail investors can be invested upon through these funds. It provides moderate returns in medium and short run.